United Healthcare was founded in 1977. For almost 30 years, the company has worked to help make healthcare coverage more accessible for all Americans. United Healthcare is dedicated to providing quality healthcare to consumers with different budgets and medical needs. Today, United Healthcare keeps more than 18 million members healthy nation wide.

Those insured by United Healthcare have access to a comprehensive network of more than 470,000 doctors and 4,500 hospitals and healthcare facilities in all 50 states and in four international markets. Customers also gain access to a variety of wellness programs that can help individuals and their families live healthier lives. United Healthcare also offers a toll free, 24 hour line, where customers can reach and receive advice from experienced nurses. The company also provides behavioral health services ranging from substance abuse assistance to counseling. United Healthcare also allows members to manage their healthcare online at their website www.myuhc.com . The website also contains useful information about conditions and medications.

United Healthcare offers short term medical plans for individuals who are between jobs or need coverage for a period of time before becoming eligible for group coverage. The company also offers high deductible and basic plans. These options are the best for individuals who are seeking lower monthly premiums with higher deductibles and out-of-pocket costs. Another plan option that United Healthcare offers is the co-pay plan. This option requires higher out-of-pocket premium costs per month, but also offers a wider net of coverage for both routine and major healthcare expenses.

HSA’s for Individuals offered through Golden Rule, which United Healthcare acquired in 2004, give individuals a tax savings opportunity. Through combined application of a tax exempt Health Savings Account and a high deductible health plan, individuals maintain control over their spending and begin to view their healthcare as an investment opportunity rather than a monthly expense. Golden Rule and United Healthcare offer choice monthly costs, and provide different levels of reimbursement once the deductible has been met.